Commercial Loan Applications

Alt-A.pdf:
Program geared for commercial properties occupied with over 25% by an established operating company.  The borrower does not provide tax returns or financial statements.  This program is designed for speed.

Full Documentation.pdf:
Program geared for owner-user commercial properties with over 25% owner-occupancy.  Our standard program in which the originating lender provides a completed full documentation loan application and a complete set of supporting documents.

Investor.pdf:
For commercial properties occupied over 25% by an established operating company.  The borrower does not provide tax returns or financial statements.

MultiFamily.pdf or MultiFamily2.pdf: 
This program is designed to fit Multifamily Housing including Apartment Complexes and Mobile Home Parks.  There must be atleast 5 units and have a minimum Debt Service Ratio of 1.2. 

SBA 504.pdf:
This government program is designed for small businesses with an average net worth of less than $2.5 million.  There is a low down payment feature, offering as little as 10%.

SBA 7A.pdf:
Another government program that is designed for small businesses.  Financing available for most industries.

ExpressEquity.pdf:
Express Equity is a program tailored for self-employed small business and commercial real estate investors.  The borrower does not provide tax returns or financial statements. This program is designed for speed.